• Policies & Benefits Manual
• Introduction
• Policies & Procedures
• Benefits
  • Employee (Non-Faculty) Benefits Matrix
  • Auto/Homeowners Insurance Payroll Deduction Program
  • Bereavement Leave
  • COBRA
  • Dental Insurance
  • Disability Insurance
  • Doctor Visits
  • Domestic Partner Benefits
  • Employee Assistance Program
  • Fitness Center
  • Flexible Spending Accounts
  • Health Insurance
  • Holidays
  • Leaves
  • Life Insurance
  • Life Insurance (Supplemental)
  • Long Service Recognition
  • Long Term Care Insurance
  • Retirement Plan
  • Sick Days
  • Social Security/Medicare
  • Tuition Assistance Plan
  • Tuition Exchange (TE) Program
  • Unemployment Insurance
  • USERRA
  • Vacation
  • Workers' Compensation
• Salary Administration
• Exhibits

Disability Insurance

Short Term Disability

Maximum Benefit Period: 26 weeks

Exempt Staff

See Sick Days to clarify that exempt employees are not eligible for Short Term Disability.

Non-Exempt Staff

Employees scheduled to work 1450 hours or more during the fiscal year are eligible for short-term disability insurance beginning on the 13^th consecutive day following a non-work related accident or illness for a maximum of 26 weeks. Beginning on the 13^th workday of absence, pending medical approval, weekly income benefit payments will provide 100% of the base weekly earnings, up to a maximum of $750 per week, for a maximum of 26 weeks per disability.

If an employee’s available sick time does not cover the full 12 days prior to the first disability payment, WPI will allow up to 6 sick days from the following fiscal year’s awarded sick time to be borrowed, providing short-term disability is approved by the insurance provider.

Long Term Disability

Exempt employees or employees scheduled to work 1450 hours or more during the fiscal year are eligible for Long Term Total Disability Insurance on the first of the month following their date of hire. On or about the first day of the fourth month of total disability, Human Resources will begin application procedures. WPI assumes the entire cost of this benefit.

Once medically approved by the carrier, the plan provides for 60% of the base monthly earnings not to exceed $10,000,which begins on the first of the month following 6 consecutive months of total disability and continues during such disability until the age of 65. If an employee’s total disability begins after attainment of age 60, the Long Term Disability Plan Summary outlines the maximum period of payment.

Employees participating in WPI's retirement plan while totally disabled receive a monthly retirement contribution to their retirement plan on their behalf.

The maximum monthly retirement contribution is 15% of base monthly earnings, but not more than $2,500, to a maximum age of 65, at which time the monthly retirement contribution ceases.

WPI will continue contributions to benefits up to a maximum of 26 weeks from the date of disability. On the first day of the 27^th week, separation of employment will occur. At that point, all but life insurance and tuition assistance benefits and the above-described retirement contribution will cease. Health insurance benefits will continue under COBRA, but the entire premium must be paid by the employee.

Maintained by webmaster@wpi.edu
Last modified: January 29, 2009 13:23:14