Long Term Care

If you are an employee working at least 800 hours per fiscal year you are eligible to purchase Long Term Care health insurance for yourself and eligible family members. The Long Term Care insurance offered is flexible, allowing employees to purchase a plan that works for them.

Long Term Care is the type of care received at either a home or a facility, when someone needs assistance with activities of daily living (bathing, dressing, toileting, transferring, continence and eating), or suffers severe cognitive impairment (such as Alzheimer’s disease).

Employees are eligible for coverage on the first of the month following date of hire. This is an individual and personalized benefit that is paid entirely by the employee. Each employee has 30 days to enroll in coverage with guarantee issue, however if an employee enrolls with maximum coverage allowed he/she will need to provide evidence of insurability. Employees are eligible to enroll at anytime; however, you would subject to provide evidence of insurability.

Upon termination you are given the opportunity to convert your insurance.

More information is available by contacting the Human Resources office.

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