ATM Services

There is a TD Bank ATM (Automated Teller Machine) located in the main lobby of the Campus Center. If you have any questions or need assistance with ATM services, please contact Michelle Pickett at mpickett@wpi.edu or +1-508-831-5728, or ask at the Campus Center Information Desk.   WPI endorses neither any particular bank for student bank accounts nor the use of credit cards for students. Many local banks will be present during student orientation to establish bank services based on individual customer needs. Please check the New Student Orientation Schedule for more information.

Locations

CAMPUS CENTER

ATM Location       Main Lobby of Campus Center next to the Information Desk
ATM Hours           During normal Campus Center hours of operation
ATM Host Bank    TD Bank
ATM Services       Cash withdrawals and balance inquiries  

NEARBY MACHINES

Bank of America   Outside Honey Farms, 95 Highland Street
Sovereign Bank     Inside Honey Farms, 95 Highland Street

Fee Notice for non-TD Bank Customers

TD Bank may impose a surcharge of $3.00 for non-TD Bank users. This surcharge is waived for cards affiliated with the SUM (surcharge-free) network. This charge is in addition to any service fees which may be assessed by your financial institution.

Network Affiliates

The Campus Center ATM accepts ATM cards, debit cards, and credit cards issued by members of the following networks: NYCE, Visa, Plus, Cirrus, Discover, Amex, Maestro, and SUM (surcharge-free network). Certain fees may apply. Contact your card-issuing bank for fee information.

Frequently Asked Questions

What is SUM?
How do I know if my financial institution is a member of SUM?
If a financial institution belongs to SUM, can I use all of their ATMs surcharge-free?
Do I need a special SUM ATM card?
Can my financial institution charge me a fee for using a SUM ATM?
What is the difference between a surcharge and a service fee?
What do I do if the ATM retains my card?

 

What is SUM?
SUM is a program offered to banks and credit unions, and administered by NYCE, a leading electronic payments network. NYCE enables ATM and debit card access for the customers of its financial institution clients. Cardholders of financial institutions that have joined NYCE's SUM program can make withdrawals at designated ATMs owned by other SUM members without paying a surcharge.  

How do I know if my financial institution is a member of SUM?
For a complete list of participating financial institutions, click here. If your financial institution is not listed as a SUM member, we recommend that you do two things. First, contact your bank or credit union representative and ask them to join SUM. Second, contact the SUM network, and they will reach out to your institution to encourage them to join SUM. Just email the SUM network and send them your name, your financial institution's name, and the city and state in which it is located.  

If a financial institution belongs to SUM, can I use all of their ATMs surcharge-free?
SUM participants designate which of their ATMs they would like to include in the SUM network. They are not required to include all of them. To be sure you are using a SUM ATM, look for the SUM logo on the ATM, or click here to locate a SUM ATM near you.  

Do I need a special SUM ATM card?
No. To make surcharge-free withdrawals at SUM ATMs, you simply need to have an ATM card from a financial institution that participates in NYCE's SUM program. For a complete list of participating financial institutions, click here.  

Can my financial institution charge me a fee for using a SUM ATM?
Your financial institution can charge you a service fee for using another institution's ATM, SUM or not. A charge that appears only on your statement of account—and not on your ATM receipt—is a service fee imposed by your financial institution for a transaction made at an ATM that they don't own. A charge that appears on your ATM receipt when you perform a transaction is a surcharge by the ATM owner. This is the charge you avoid by using SUM ATMs.  

What is the difference between a surcharge and a service fee?
A surcharge is a fee charged by the ATM owner that appears on your ATM receipt when you perform a transaction such as a cash withdrawal. This is the fee you avoid by using SUM ATMs. Surcharge fees are different from service fees. A service fee appears only on your account statement and not on your ATM receipt, and is charged by your financial institution for a transaction made at an ATM that they don't own.  

What do I do if the ATM retains my card?
The ATM may retain your card if your card-issuing bank has notified the network that the card has been reported lost or stolen, or for other reasons known only by your issuing bank. If your card is retained, it will be collected by ATM security staff and delivered to the local TD Bank branch, where it will be destroyed. You must contact your issuing bank for a replacement card.  

 
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