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How is need determined?

The basic financial aid formula to determine a family's need is:

Cost of Attendance - Expected Family Contribution (EFC) = NEED

What is my Expected Family Contribution (EFC)?

The College Board has an excellent description of and a web tool to calculate your Expected Family Contribution.

Net Price Calculator

The Net Price Calculator is a helpful and informative tool that prospective students and their families can use to estimate the net price of attending a particular college or university. Net price is the difference between the full cost to attend a specific college, minus any grants and scholarships for which a student may be eligible.

Please note that the Net Price Calculator is intended for incoming, first year students and is not an accurate measure for current undergraduate or graduate students. 

Here is some background to help you along the way:

  • It takes 15-20 minutes to complete the Net Price Calculator.
  • Certain questions deal with family finances; however, privacy will be protected.
  • If unsure of an answer, enter a best guess.