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234661
20260413T124404Z
DTSTART;TZID=America/New_York:20260429T180000
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 0260429T191500
URL;TYPE=URI:https://www.wpi.edu/news/calendar/events/credi
 t-scores-and-credit-cards
Credit Scores and Credit Cards
Join our financial literacy partner Kindros for a FREE for WPI students seminar on credit scores and credit cards. \nIn just 40 minutes, you’ll learn:
 \nUnderstanding Credit Scores:\n•	The Foundation: How credit scores are 
 calculated and why they are important for financial well-being.\n•	The 5
  Factors: A detailed look at the five key components that influence your c
 redit score.\n•	Payment Power: The critical role of payment history, emp
 hasizing the necessity of making on-time payments.\n•	Credit Utilization
 : How your balance-to-limit ratio (credit utilization) affects your score.
 \n•	Real-World Impact: An illustration of how your credit score influenc
 es your Annual Percentage Rate (APR) and subsequent monthly loan payments.
 \nNavigating Credit Cards:\n•	Card Types: An overview of various credit 
 card options, such as secured, student, cash back, and travel rewards card
 s.\n•	Making the Choice: Key considerations when selecting and applying 
 for your first credit card.\n•	Best Practices: Practical tips and a revi
 ew of common mistakes to avoid when using a credit card.\n#studentlife\n
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