Health Insurance Enrollment and Waiver Process
The Enrollment/Waiver site opens on July 7, 2022 and closes on August 18, 2022.
All students must complete this process annually if eligible to waive coverage.
- All students must be covered by health insurance.
- Domestic students may be covered by their family’s health insurance plan, provided they are under 26 years of age and the plan meets the state minimum guidelines; if not applicable, coverage may be purchased through the university plan.
- The cost for coverage from August 12, 2022 – August 11, 2023 is $2,194, and is included on the fall 2022 bill.
- Health Insurance waivers may be submitted as early as July 7, 2022. The deadline for submission is August 18, 2022. After this date, students lacking a waiver will be automatically enrolled in the health insurance plan.
- Returning Students: As a reminder, waivers must be completed every year.
- To answer specific coverage related questions please see the Student Health Insurance Benefits Matrix
Enrollment/Waiver Important Information
The Commonwealth of Massachusetts requires that every full-time and part-time student enrolled in an institution of higher learning in Massachusetts must participate in a student health program or in a health benefit plan with comparable coverage. Graduate students must have student health insurance if they are participating in at least 6.75 credit hours.
All qualified students will be charged for the health insurance on their eBill. Students may waive their right to participate in the WPI health insurance plan if proof of comparable coverage is provided by completing a waiver online. The health insurance waiver will automatically be credited to the student's account upon the submission and receipt of the waiver information, provided the information is submitted by published deadlines. As a reminder, a health insurance waiver must be completed every year.
The waiver will be posted to your student account and will be visible within 48 hours. Waiver and enrollment questions should be directed to the Bursar’s Office at Bursar@wpi.edu or via phone at 508-831-5203.
All eligible students are automatically enrolled in the health insurance plan provided by WPI if an online health insurance waiver is not completed by August 18, 2022. Students are responsible for the health insurance fee, and are charged in the fall for the full year unless they are admitted in the spring semester.
The student health insurance plan and template of coverage is provided here.
To access the electronic health insurance waiver/enrollment form, click here WPI waiver/enrollment site. Students who fail to waive or purchase the student health insurance by the above close date will be enrolled automatically and will lose the option to waive the student health insurance.
All students must submit proof of coverage or waive the insurance. Personal health information sent to the Student Health Center or Athletic Office does not get conveyed to the Bursars Office, and therefore does not activate the waiver process.
Each fall semester (or the semester of entry to WPI), students are required to provide proof of coverage and complete an online waiver.
Waiver and enrollment questions should be directed to the Bursar’s Office at Bursar@wpi.edu or via phone at 508-831-5203.
WPI Student Health Insurance Coverage
WPI Plan Information, Coverage Summary Brochure, and the Benefits Matrix can be helpful resources for more information about the coverage and cost of the student health insurance plan.
Family dependents are also eligible to purchase the student health insurance plan. Additional information is available here under the Dependent Enrollment Instructions.
Once purchased, the plan may be canceled only if the student enrolls in the armed forces or any mandated regulation that allows for a cancelation.
Massachusetts Student Health Insurance Program (SHIP)
There is special coverage for Student Athletes enrolled in the WPI Student Health Insurance Policy. Enter Worcester Polytechnic Institute, scroll below waive and toggle on view all, select athletes to view your policy.
Your Insurance Card
Always keep your health insurance card with you. You will need to present this card whenever you seek medical attention in the United States. If you have the WPI Student Health Insurance you can obtain a copy of your card through the UHC Student Resources App (Apple or Android).
Instructions on how to download the UHC Student Resources App
Finding Medical and Mental Health Providers
To best utilize your student health insurance, you will need to search for local providers (medical providers and mental health providers) in the United Healthcare/Harvard Pilgrim Network to ensure that your insurance is accepted at their practice. It is also helpful to utilize the “My Account” feature of the student health insurance. Instructions on how to access this feature can be found here.
HealthiestYou virtual counseling is available to students that are enrolled in the WPI student health insurance plan. Please use the HealthiestYou app to request a virtual counseling appointment that fits your schedule.
Health Insurance Helpful Links
Healthcare in the United States
This video teaches international students how to prepare for their arrival in the U.S., how the U.S. healthcare system works, and how students should seek appropriate medical care if they become sick or injured.
UnitedHealthcare StudentResources (UHCSR)
The Frequently Asked Questions page provides answers to commonly asked questions as well as links to the following helpful pages:
- Health Insurance 101: is a health insurance basics information site providing assistance on how health care and health insurance works in the US.
- Videos on how to set up your account, how to request an ID card, and how to check a claim status.
Please see the UHCSR Help Center for WPI student health insurance specific questions such as finding a provider, setting up your account, or getting a copy of your insurance card.