David Dwumah

David Dwumah is an expert in financial technology, banking, payments, digital currency, and tokenization. His work focuses on the intersection of technology, trust, governance, regulation, and innovation in financial systems, with particular interest in artificial intelligence, digital assets, stablecoins, and digital money. He teaches courses on cryptocurrencies, financial markets, and financial management.  

He is available for interviews on how financial technology can narrow wealth gaps and how innovation can strengthen financial wellness. He has more than two decades of experience in banking, payments, and financial market infrastructure. He can speak about governance in payments and tokenization, evaluations of financial institutions, and financial rulemaking.  
 

Additional areas of expertise include:  

*The importance of trust in finance  

*AI and financial scams  

*The role of AI in financial advising  

*Buy Now Pay Later  

*AI financial agents  

*How consumers can decide whether they can afford a purchase